Laoag (Ilocos Norte) Branch celebrated its 20th Anniversary last August 21, 2018. The branch staff, led by Senior Manager Jeanette Racoma  conducted a coastal clean-up drive and donated garbage cans to Brgy. Lapaz, Laoag City, Ilocos Norte with the theme "Let’s Protect and be ECO-nnected" in coordination with Ilocos Norte Regional School of Fisheries. The project aims to help the province in the restoration of our natural resources.

Barangay Chairman Estelito Antonio together with the Officer in Charge(OIC) Barangay Chairman Ronie Alejandro, SK Chairman John Paul Piñera, Pantawid Pamilyang  Pilipino Program (4Ps) head of Brgy. La Paz Noralyn Ventura and Mio Owners Republic Laoag Chapter President Rafael Ragasa expressed their appreciation to Rang-ay Bank for working with them in implementing the clean-up project.


            Rang-ay Bank continues to support the region’s Micro, Small, and Medium Enterprises (mSMEs) by participating in the La Union mSMED Council Environment Month Meeting. Leticia Asenci, represented Rang-ay Bank in the La Union (mSMED) Council's 2nd Regular Meeting on June 14,2018 at the Agoo-Damortis Protected Landscape and Seascape Area, Sta. Rita, Agoo, La Union.

            One of the activities of the meeting was tree planting, part of the celebration of "Environment Month". Ms. Josephine Ople, from the Provincial Environment and Natural Resources Office (PENRO) introduced the developed area and updated the body on their 10 priority programs: clean water, clean air, solid waste management, geo-hazard assessment, water assessment, responsible mining, continuing forest protection, biodiversity management, titling and enhanced greening program in relation to sustainability and development of mSME's. The Agoo-Damortis Seascape area is already operational as one of the new eco-tourism sites in the province of La Union.


            Officers and Staff of Rang-ay Bank took a break in different parts of the country. More than 170 Rang-ay bankers enjoyed the three separate getaways during the summer of 2018.

            Bankers from North Branches put down their pens and calculators as they frolicked at the world famous Hundred Islands of Pangasinan last February 17, 2018. The participants enjoyed island hopping while marveling at the natural beauty of the islands and the deep blue color of the West Philippine Sea. Fun activities included banana boat rides, while others enjoyed snorkeling, which allowed them to view the marine life underwater. The day ended with everyone tired but as you see their faces, smiles were evident all around. North Branches consists of 13 branches in Ilocos Norte, Ilocos Sur and Abra.

North Branches enjoy Hundred Islands getaway

             Meanwhile, Rang-ay Bank’s Head Office and Central branches had their annual bank outing last April 8, 2018 at one of the biggest water theme parks in Asia – the Aqua Planet! A 10-hectare property located at the sprawling Clark Freeport Zone with over 38 water slides and attractions that offers exhilarating water rides suitable for guests of all ages is the newest and most modern water theme park in the country today. 66 employees in two buses joined the fun and enjoyed the various rides from high points down to spacious refreshing pools.

Central Branches at Aqua Planet Water Park

             South Branches had their own summer getaway and explored the beauty of the North last April 8, 2018. First stop was at the Sand Dunes of Ilocos Norte where they experienced riding those rugged 4X4s. They were mesmerized by the Kapurpurawan beach and rock formation; the giant wind mills scattered along the shores of Bangui and the Patapat bridge in Pagudpud. The group also visited Hannah’s Beach Resort (known as the Boracay of the North), Fort Ilocandia , Paoay Lake and the St. Augustine Church, better known as the Paoay Church that is famous for its distinct architecture. The final leg of the trip was at the famous Calle Crisologo and the dancing fountain of Vigan, Ilocos Sur. South Branches are composed of bank offices in La Union, Pangasinan and Benguet.

South Branches Ilocos Adventure


Rang-ay Bank held its Annual Stockholders' Meeting at the bank's Head Office in San Fernando City, La Union on April  29, 2018.

            President & CEO Ives Nisce acknowledged the bank's officers and staff for their hardwork and dedication to maintain its status as the biggest bank in its class in the Ilocos and Cordillera Regions with twenty nine (29) banking offices. Rang-ay Bank’s total resources increased by double digits year-on-year. The bank's loan portfolio jumped by 26%, showing the bank's continued strong lending to the countryside.

In his annual report, Chairman Nisce also presented the bank's highlights for the year 2017. One is the BSP's renewal of the bank's authority as accredited Rural Financial Institution (RFI) for Agri-Agra Compliance. Other accomplishments are the opening of two new banking offices in Bangui Branch (I.N.) and Sinait Branch (I.S.), robust expansion in lending and engaging local communities through Corporate Social Responsibility projects.

            The bank offers regular and special deposit accounts, time deposits, demand deposits and Kiddie savers deposit accounts to its clientele. The hard work and dedication of Rang-ay bankers under the leadership of its officers, contributed to the bank’s continued growth. The bank’s growing loan portfolio is a concrete manifestation of the bank’s fulfillment of its mission to make credit readily accessible to the countryside. Loans extended to borrowers show lending to agriculture and SME still a large part of Bank's loan porforlio.

iqn pie chart.png

The success marked by Rang-ay Bank is due to the sustained support and consistent efforts of its  stockholders, directors, officers and staff in pursuing the vision of the bank's pioneering founders. In the coming years, the bank aspires to accelerate financial inclusion by providing accesible and affordable banking services to the unbanked and underbanked sectors of our  society, thus helping achieve a more equitable development in the countryside.




            Rang-ay Bank Agoo (La Union) Branch officers and staff together with staff from Head Office Marketing Unit joined the Annual Grand Parade last May 1, 2018 in celebration of the 14th Annual Dinengdeng Festival. Dinengdeng which is called (Abraw) is a regional ilocano dish composed of different vegetables such as string beans, okra, ampalaya, eggplant and grilled fish.

            The parade  was participated by local government employees, public and private schools and institutions from the town. Rang-ay Bank employees distributed flyers, newsletters and giveaways to the town's people who watched and participated in the event. Rang-ay Bank has been serving the municipality of Agoo for the past 18 years with its own building located along the National Highway, Consolacion, Agoo La Union beside Basilica Minore of Our Lady of Charity Church.



            To celebrate the 9th year anniversary of Rang-ay Bank Narvacan Branch, the officers and staff launched a “Handog Tsinelas Program” in which fifty-four (54) children of Brgy. Cosocos, Nagbukel, Ilocos Sur received pairs of slippers on April 27, 2018.

            The project reached out to children living in the outskirts of the Poblacion and provided decent pairs of footwear. Several activities and parlor games were prepared by Area Manager Rowena Rosales, Narvacan Branch Manager Dennis Dosono and Marketing Officer Florence Licudine. The bank hopes to reach out to more children as the opening date of classes approache