AGRICULTURAL LOAN PROGRAM

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AGRI-PROJECTS

            Agriculture remains the primary economic driver in the Ilocos & Cordillera Region. Rang-ay seeks to work with local officials & private businessmen to catalyze agro-industrial, tourism-anchored, educational and realty-based enterprises that can avail of the bank’s fund and expertise to strengthen the countryside.

            Rang-ay also has access to specialized funds for agricultural, industrial and commercial loans to agri-business borrowers.

AGRI-PROPERTIES

- Rang-ay accepts Agricultural-properties as collateral.

- Properties covered by Tax Declaration may also be accepted as collateral for selected areas and municipalities.

REQUIREMENTS

•Pictures and Details of Project

• Certified True Copy of Title or Tax Declaration

• Latest Real State Tax Receipts

• Details of Collateral

• Deed of Acquisition

• Survey Plan for Titled Properties

• Certification from DENR for Tax Declaration Properties

FIVE BRANCHES COMMEMORATE ANNIVERSARIES

Rang-ay Bank Tagudin Branch 9th Anniversary

            Rang ay Bank, Tagudin (Ilocos Sur) Branch celebrated its 9th anniversary by donating irrigation hoses to Brgy. Borono Farmers Association, Tagudin, Ilocos Sur; headed by their President Efren Ultindo on January 11, 2018.

            The activity was led by Area Manager - North Branches Rowena Rosales, Candon Senior Branch Manager Jennelyn Ancheta and Branch Manager Janice Peralta. Rang-ay Bank supports local farmers by not only providing unsecured agricultural loans but also by supporting communitydevopment.


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Rang-ay Bank La Trinidad Branch 11th Anniversary

            Rang-ay Bank, La Trinidad (Benguet) Branch celebrated its 11th Anniversary by conducting an outreach program to the orphans at the Reception and Study Center located at Puguis, La Trinidad Benguet last January 8, 2018. The center is headed by Ms. Nelly Mason.

            The project sought to address some of the basic needs of the children such as diapers, blankets, tissue paper and milk. The project aims to materialize the bank’s Corporate Social Responsibilty not only to clients but to the less fortunate in the community. Representing the bank were Area Manager South Branches Winnie Mingaracal, Baguio Sr. Branch Manager Milagros Aida Guanzo and La Trinidad Branch Manager Marlon Flores.


Rang-ay Bank Dagupan Branch 23rd Anniversary

             Rang-ay Bank - Dagupan Branch celebrated its 23rd Anniversary by conducting an outreach program for the children at DSWD-Haven Regional Center located at Bonuan Binloc, Dagupan City, Pangasinan. The center is home of abused children from the city. Managing the home are Ms. Rosemarie V. Rosales, Center Head and Mr. Nelson Nisperos, Man Power Development Officer I.

             A short program was held for the children led by Area Manager - South Branches Winnie Mingaracal and Joey B. Dingle, Sr. Branch Manager. The children were all given hygiene kits.

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Rang-ay Bank Agoo Branch 18th Anniversary

             Rang-ay Bank Agoo (La Union) Branch celebrated its 18th Anniversary last January 16, 2018. The branch donated instructional materials to Special Education (SPED) Department of Rosario Integrated School headed by Ms.Leticia Aprecio, Principal. SPED is the practice of educating students with special educational needs in a way that addresses their individual differences and needs.

             On hand for the bank donation were Area Manager Winnie Mingaracal, Agoo Branch Manager Lorie G. Estoque, Rosario Branch Manager Marichu A. Pasag and staff.


Rang-ay Bank San Juan Branch 5th Anniversary

             Rang-ay Bank - San Juan Branch, the 25th branch among the 28 branches of the biggest Rural Bank in the IIocos Region, celebrated its 5th Anniversary last January 16, 2018.

             The event was marked with a thanksgiving mass, followed by the donation of Monoblock chairs to the St. John, the Baptist Parish headed by Rev. Fr. Mario Valdez. The activity was spearheaded by San Juan Branch Manager Novelyn Luebben.

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WELCOME NEW RANG-AY BANKERS

            An orientation for new Rang-ay Bankers was held at Chowking  Bayan Function Hall. The orientation aims to reinforce the bank’s mission “To hasten progress in the communities of the Ilocos Region and Cordillera through accessible and affordable banking services” and its vision “Empowering North Luzon with globally competitive banking services” to the new generation Rang-ay Bankers. Topics included Customer Services, Bank’s Products and Services, HR and I.T. Policies, Financial Consumer Protection, Banking Laws, and Anti-Money Laundering Act. President & CEO Ives Q. Nisce was on hand for the closing remarks.

            Twenty five (25) bankers were added to the Rang-ay Family. From Head Office, Mary Grace Galvez (Credit Management Associate), Jectofer Tabuldo (Admin Associate), Joannah Caluza (Compliance Associate), Charles Daryl Ducusin (I.T Associate), Heidi Lyn Ymson (Accounting Associate), Joana Flor Neo (Accounting Associate), Mitchelle Valdez (Deposit Assistant-Main Br), Cee Jee Boadilla (Loans Documentation-Main Br), Rogeline Briones (Loan Assistant-Main Br), Irish Sobremonte (Deposit Assistant-Main Br), Eric Vergara (Collection Representative-Main Br), Abigail Aragoza (Deposit Assistant-Narvacan Br), Michelle Macabatao (Deposit Assistant-Bangued Br), Judy Ann Batalla (Loan Assistant-La Trinidad Br), Jonalyn Bongar (Deposit Assistant-Bangar Br), Christza Fe Dinangan (Deposit Assistant-Luna Br), Princess Lea May Cacao ( Deposit Assistant-Laoag Br), Jay Mark Derick Casimiro (C.I/Appraiser-Laoag Br), Salvador Corpuz (C.I/Appraiser-Rosales Br), Jessica Zarate (Loan Assistant-Rosario Br), Marinel Altez (Loan Assistant-Candon Br), Sheryl Gallero (Deposit Assistant-Candon Br), Ma. Nicka Bañez (Deposit Assistant-Burgos Br) and Katrin Agcon (Deposit Assistant-San Juan Br.)

 Orientation & AMLA Seminar (February 24, 2018)

Orientation & AMLA Seminar (February 24, 2018)

 Orientation & AMLA Seminar (Ocotber 7,  2017)

Orientation & AMLA Seminar (Ocotber 7,  2017)

            Twenty two (25) bankers were also added to the Rang-ay Family Last October 7, 2017. From Head Office, Charlaine Manzanilla (Audit Associate), Angela Rivera (Compliance Associate), Lemuel Castigo (Marketing Associate), Charles Daryl Ducusin (I.T Associate), Heidi Lyn Ymson (Accounting Associate), Joana Flor Neo (Accounting Associate), Mitchelle Valdez (Deposit Assistant-Main Br), Cee Jee Boadilla (Loans Documentation-Main Br), Rogeline Briones (Loan Assistant-Main Br), Irish Sobremonte (Deposit Assistant-Main Br), Eric Vergara (Collection Representative-Main Br), Abigail Aragoza (Deposit Assistant-Narvacan Br), Michelle Macabatao (Deposit Assistant-Bangued Br), Judy Ann Batalla (Loan Assistant-La Trinidad Br), Jonalyn Bongar (Deposit Assistant-Bangar Br), Christza Fe Dinangan (Deposit Assistant-Luna Br), Princess Lea May Cacao ( Deposit Assistant-Laoag Br), Jay Mark Derick Casimiro (C.I/Appraiser-Laoag Br), Salvador Corpuz (C.I/Appraiser-Rosales Br), Jessica Zarate (Loan Assistant-Rosario Br), Marinel Altez (Loan Assistant-Candon Br), Sheryl Gallero (Deposit Assistant-Candon Br), Ma. Nicka Bañez (Deposit Assistant-Burgos Br) and Katrin Agcon (Deposit Assistant-San Juan Br.)

RANG-AY SUPPORTS mSME FINANCING FORUM

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Rang-ay Bank has always been an active participant in financing fora for Micro, Small & Medium Enterprises (mSME) organized by the Department of Trade and Industry. The forum aims to promote MSME growth and development by providing access to information, finance, market and training to would be entrepreneurs. The forum was held last August 23, 2017 at the Session Hall of Santol, La Union, aimed to increase entrepreneurs' awareness on sources of funding available for their businesses. Rang-ay Bank was represented by Area Manager Winnie Mingaracal, Balaoan Senior Branch Manager Leah Mantilla and Marketing Officer Florence Joy Licudine. The team presented the bank’s various Loan Programs for mSMEs.

Rang-ay Bank Balaoan Branch has been in the town serving the people of Balaoan since 2009 as well it’s neighboring municipalities including the mountain town of Santol. Through our more than 6 decades in countryside service, the bank continue to support activities of government agencies and local businesses. The bank extends affordable agri-business and SME loans to local businessmen through its various regular and collateral-free loan programs.