The Balikat ng Bayan Awards, established in 1995, is the annual recognition program of the Social Security System (SSS) for partners who have helped achieve its mandate. It is the SSS’s way of acknowledging the value of its partnerships with other sectors for their unwavering support to the programs of the government body.

          The 2018 Balikat ng Bayan Best Collecting Partner Rural Bank is awarded to Rang-ay Bank, for being the nation's top rural bank with the highest collections while processing a large volume of SSS transactions throughout it’s wide area network.

          The National Award was presented by SSS President and CEO Emmanuel Dooc, Sen. Richard Gordon and Incoming SSS Chair Aurora Cruz Ignacio to Rang-ay Bank Vice-President Ives Jesus Nisce II during the SSS 61st Anniversary Celebration and National Awarding held at SSS Building, East Avenue, Diliman, Quezon City last September 21, 2018.

          Rang-ay Bank offers Pensioner Deposit accounts for SSS pensioners with their pensions directly deposited to their respective accounts. The bank also accepts SSS contributions and loan payments in all of its 29 branches. The bank can also retrieve and generate payment reference number (PRN) for SSS Members as part of SSS new Electronic Payment Collection. As an additional service, pensioner depositors can get instant emergency loans from the bank.

 From left to right: SSS Commissioner Gonzalo Duque, Senator Richard Gordon, Rang-ay Bank Vice President for Operations Ives Jesus Nisce II, SSS President and CEO Emmanuel Dooc, and SSS Chair Aurora Cruz Ignacio.

From left to right: SSS Commissioner Gonzalo Duque, Senator Richard Gordon, Rang-ay Bank Vice President for Operations Ives Jesus Nisce II, SSS President and CEO Emmanuel Dooc, and SSS Chair Aurora Cruz Ignacio.


            Rang-ay Bank celebrated the birthday of President & CEO Ives Q. Nisce at Rose Bowl Restaurant, Pagdalagan Sur, Bauang La Union with the theme “Let's Fiesta!” last October 13, 2018. More than 200 Rang-ay Bankers from Rang-ay’s 29-branch network attended wearing their best festival costume.

            Rang-ay Bank top man Ives Q. Nisce has led the bank for over Four Decades and parlayed the single unit bank he took over from his father the late Atty. Rodolfo Nisce to 29 banking units with branches in 6 provinces of Region I and the Cordilleras. Inspired by the mission of the bank’s founders, that fueled Rang-ay Bank’s continued growth, it has become and continues to be the biggest bank in its class in the whole of the Ilocos and the Cordillera.


            The event started with a liturgical mass led by Rev.Fr. Roberto Collado followed by Dra. Ivy Rose Nisce-Martinez for the welcome remarks and an Audio Visual Presentation delivering birthday messages to the celebrant. One highlight of the celebration was the presentation of Service Achievement Awards to Ernesto Casison, Leticia Asenci and Marcelo Ofiaza for their more than 30 years of dedicated and loyal service to the bank. The bank likewise recognized the excellent performances of outstanding officers and staff for the first semester of 2018. The awardees were cited for their excellent performance during the first two quarters of 2018.

            Another highlight of the event was the festival dance presentations coming from three groups; the North Branches Officers, South Branches staff and the Head Office new hirees. Fun & games followed plus a raffle to cap the celebration.



          Rang-ay Bank conducted its 2019 Strategic Planning in a 2 day workshop amidst the pine trees of Baguio City last October 20 & 21, 2018. The workshop was attended by members of the bank’s Board of Directors, Senior Management, Consultants and other Top Rated Officers. The objective of the workshop is to prepare for the coming year and strategize by working as a team to achieve its targets for 2019.

          The planning workshop is an annual exercise of management and its corps of officers in a concerted effort to realize the bank’s vision of “Empowering North Luzon with globally competitive banking services” and achieve its mission “To hasten progress in the communities of the Ilocos and Cordillera region through accessible and affordable banking services”.  




          Two Rang-ay Bank Offices celebrated their anniversaries by organizing community projects in their respective communities in October 2018. Rang-ay Bank Rosales (Pangasinan) Branch celebrated its 9th Anniversary by supporting the Mini Buntis Congress conducted by the Rural Health Unit (RHU) held at Alcala Public Auditorium, Alcala, Pangasinan last October 8, 2018. Alcala is a 3rd class municipality located at the southern part of Pangasinan.

          Rang-ay Bank led by Area Manager Winnie Mingaracal together with Rosales Senior Branch Manager Alsandy, Galvan and Head Office Marketing Staff donated maternal kits and provided snacks to indigent pregnant women from different barangays of Alcala. Consultant on Local Administration Eufrocinio Catalan, Municipal Health Officer Dr. Shirante Parayno and the beneficiaries expressed their thanks and appreciation to Rang-ay Bank.

          Rang-ay Bank Naguilian (La Union) Branch marked its 12th year of service by donating relief goods to indigent families who were affected by the Typhoon Ompong last October 10, 2018 at Brgy San Antonio, Naguilian, La Union. Area Manager for Central Branches Thelma Tabafunda together with Naguilian Branch Manager Karen Valdez and Head Office Marketing staff reached the remote barangay of San Antonio with the assistance of the Municipal Social Welfare Development Office of LGU Naguilian and the Barangay Officials of San Antonio. Barangay Chairman Cristan Nisperos expressed gratitude to Rang-ay Bank in behalf of the families that were benefited by the project.


            This year, for the first time, the Chamber of Real State and Builder’s Association (CREBA) celebrated its National Convention at Thunderbird Resort, Poro Point, San Fernando City La Union on October 17-20, 2018. The convention coincides with the National Housing Month.

            This year’s host is CREBA-La Union President and Rang-ay Bank Director Reynaldo Nisce. It was a great opportunity for CREBA-La Union Chapter to showcase the beautiful Province of La Union and progressive City of San Fernando to the hundreds of delegates joining in this affair. The event was joined by 15 CREBA Chapters from all over the Philippines. The convention’s theme for this year is “A home for every Filipino: Building Homes, Building Communities, Building Live”.

            Rang-ay Bank provides banking services to the housing sector by providing development loans to Subdivision Developers, Housing Contructors and Pabahay Loans to homeowners. To know more about Rang-ay’s Housing Loan Program please email us at or visit us any of our 29 branches in the six (6) provinces of Ilocos Norte, Ilocos Sur, Abra, La Union, Benguet and Pangasinan.



          Rang-ay Bank continues to support activities of the Department of the Trade and Insdustry (DTI) as active participant in financing fora for Micro, Small & Medium Enterprises (mSME) organized DTI - La Union.

          Rang-ay Bank participated in the financing forum held last September 11, 2018 at the LGU Conference Hall of Balaoan La Union to promote mSME growth and development by providing business registration facilitation, advisory services and business development assistance.

          DTI La Union also conducted a Financing Forum last September 19, 2018 at the 4th floor of the e-Library, Agoo, La Union. Rang-ay Bank and various Micro-Small and Medium (mSME) entrepreneurs from the different municipalities in the Second District of La Union participated in the said forum.

          Throughout it’s more than 6 decades in countryside service, Rang-ay Bank supports the mSMEs by extending affordable Agri-business and SME Business loans to local businessmen. The bank continously develops new loan programs that cater to mSMEs thereby promoting growth and development in the communities. In 2017 alone, the bank extended P1.7Billion to mSMEs in new loans ranging from small sari-sari stores, backyard piggeries and market vendors; to subdivision developments, contract growers and building construction.


            An orientation for new Rang-ay Bankers was held at One Nisce Place (ONP) Events Hall, City of San Fernando, La Union on August 25, 2018. The orientation aims to instill to the new generation of Rang-ay Bankers the bank’s mission “To hasten progress in the communities of the Ilocos Region and Cordillera through accessible and affordable banking services” and its vision “Empowering North Luzon with globally competitive banking services”. The orientation also included topics  such as Customer Services, Bank’s Products and Services, Financial Consumer Protection, Banking Laws, and Anti-Money Laundering Act.

            Twenty one (21) bankers were added to the Rang-ay Family. From Head Office, Breah Mae Costales, Jessa Maye Buentipo, Michael Dan Cariño, Frincess Ann Vergara, Vanessa Lopez, Christine Joy Acosta (Downtown), Halen Grace Jallorina (Tagudin), Melanie Hadloc (Sta. Cruz), Roseann Cabuena (Narvacan), Riezella Ann Daria (Burgos), Krys Telle Mae Borja (Bangued), Melanie Rabbon Rebuldela (Magsingal) Shiela May Alzate (Magsingal), Wella Bahingawan (Sinait), Juanito Giron Jr. (Balaoan), Joel Corpuz (Balaoan), Cheryl Caluza (Rosario), Rhona Jean Balbin (Rosales), John Bren Biazon (Bookkeeper-Dagupan), Michael Misha Mamayson (Dagupan) and Jenyca Bacani (La Trinidad).


            Rang-ay Bank offices celebrated their anniversaries by organizing community projects in their respective communities last July and August 2018.

            Rang-ay Bank Burgos (Ilocos Sur) Branch celebrated its 14th  anniversary last August 17, 2018 by giving "Alkansya Lata" to 110 pupils of Burgos Central School. The “Ipon ko, Bangko ko” project aims to educate the pupils on the importance of savings and to motivate them to keep earning for their future needs. Area Manager Rowena Rosales together with Burgos Branch Manager Grace Cayan and Marketing Associate Jeric Genove introduced the Kiddie Savers Program of Rang-ay Bank, which requires only a 2x2 picture plus current school ID or birth  certificate for account opening. With only Php100, children 7 to12 years of age can already start saving and open their Kiddie Savers Deposit Account. Principal Darwine Almazan together with the teachers and pupils of Burgos Central School thanked Rang-ay Bank for the alkansya lata and the opportunity for the children to start saving at their very young age.

            Rang-ay Bank Bacnotan (La Union) Branch celebrated its 12th Anniversary by donating bags, school supplies and providing snacks to the pupils of Day Care and  Arosip Elementary School in the mountain barangay of Arosip, Bacnotan, La Union last July 10, 2018. This program provided bags and school supplies to the children which they need in learning. The bank reached the remote barangay found in the hills east of the town with the assistance of PNP Bacnotan. Day Care Teacher Editha Gadoy and Principal Ludivina Almodovar who expressed their appreciation in behalf of the pupils of Day Care and Arosip Elementary School.

            Rang-ay Bank offices celebrated their anniversaries by organizing community projects in their respective communities last July and August 2018.

            Rang-ay Bank Luna (La Union) Branch marked its 6th Anniversary by  providing umbrellas and school supplies to the pupils of Day Care and Kinder pupils of Cabalitocan Elementary School last August 3, 2018. The project aims to provide the pupils their basic needs in learning and to educate them together with their parents and teachers the importance of savings. The event was led by Winnie Mingaracal, Area Manager together with Dominie Ledda, Luna Branch Manager and the Rang-ay Marketing Staff. Day Care Teacher Juvelyn Lopez and Principal Marilou Cacdac expressed their appreciation in behalf of the Day Care and Cabalitocan Elementary School pupils.

            Rang-ay Bank Magsingal (Ilocos Sur) Branch marked it’s 10th year by donating Sporting Equipment such as basketballs, volleyballs, sepak takraw balls and badminton rackets to the Magsingal National High School last August 23, 2018. Area Manager  Rowena Rosales together with Magsingal Branch Manager Brenda France Gonzales, Vigan Senior Branch Manager John Dela Cruz and Marketing Associate Lemuel Castigo introduced Rang-ay Bank and discussed the DepEd Teachers Loan Program with the teachers of Magsingal National High School. This loan program is available to public elementary and secondary school teachers and support personnel who work in the provinces of Ilocos Norte, Ilocos Sur, La Union, Abra and Benguet. Magsingal National High School Principal George Turbio expressed appreciation to Rang-ay Bank for choosing them as their beneficiary for this project.