Rang-ay Bank formally opened the new site of Rosales (Pangasinan) Branch located at Gen. Luna St., Brgy. Zone III, Rosales, Pangasinan. The inauguration was held on July 17, 2019 followed by a reception at Cozy Place Resort, Rosales, Pangasinan.

The inauguration started with prayers in front of the new branch premises officiated by Rev. Father Crisanto Draculan of Saint Anthony de Padua Parish Church followed by the cutting of the ceremonial ribbon by Rosales Mayor Susan Casareno & Vice-Mayor Enrique Cosue, Jr. assisted by Dr. Rosita Canlas-Nisce and Bank Chairman Ives Nisce together with stakeholders, business partners and Rang-ay Bank Officers and staff.

Rosales (Pangasinan) Branch, formerly located at Petron Square, Carmen Complex McArthur Highway, moved to its new location at Gen. Luna St., Brgy. Zone III to provide more accessible and convenient banking services to the people of Rosales. The relocation of the branch is a solid manifestation of Rang-ay Bank’s commitment to bring modern financial services to the countryside in support of the government’s call for financial inclusion.

Rosales (Pangasinan) branch is a full service branch with a complete line of banking services. Rang-ay Bank offers safe and secure deposit services such as savings deposit, time deposit, SSS pensioners accounts and kiddie savers. The bank likewise provides business and agricultural loans, instant salary loans, housing loans, SSS pensioner loans, motor vehicle loans and multi-purpose loans. Other services like international and local remittances thru western union, BDO Remit and GCash, bills payment thru ECPay and collection of SSS contribution are also offered.


The Bangko Sentral ng Pilipinas (BSP) has reaccredited 10 banks as rural financial institutions (RFIs). These ten banks were accredited for the purpose of implementing the Agri-Agra Reform Credit Act of 2009 (RA 10000).

BSP's list of banks approved as RFIs have been listed since 2012 and serves as a guide to inform the public of which banks to approach for agri-agra credit compliance. The banks are RANG-AY BANK, Producers Bank, Rural Bank of Sta. Catalina, Common Wealth Rural Bank, Rural Bank of Bay, Rural Bank of Angeles, New Rural Bank of San Leonardo (Nueva Ecija) First Isabela Cooperative Bank, Rural Bank of San Mateo (Isabela) and Cavite United Rural Bank.

Rang-ay Bank is the only bank based in Region I and CAR among the accredited rural banks. Rang-ay finances agri-Businesses such as rice-millers, vegetable haulers, contract growers, warehousers, agri-suppliers and bamboo growers all over the region. Agri-entrepreneurs may apply for start-up capital, additional working capital or expansion of existing agri-business. The bank also provides collateral-free Farmers Loans to small scale cultivators, farmers, tenants or lease holders. The program also covers backyard or cottage poultry projects and livestock raisers for additional capital agricultural projects such as livestock and fishery projects, planting of rice, corn and vegetables and other food crops.



Rang-ay Bank Luna (La Union) Branch celebrated its 7th Anniversary by donating cleaning materials and teaching tools to Luna National Vocational High School (LNVHS) in Brgy. Alcala, Luna on the occasion of their Parents and Teachers Association (PTA) meeting last June 28, 2019. Area Manager for South Branches Winnie Mingaracal together with Luna Branch Manager Dominie Ledda and HO Marketing Team turned over the donations to the teachers of the said school and introduced the bank and its products and services. LNVHS Principal Perpetua Eslava expressed her thanks to Rang-ay Bank in behalf of the parents and teachers for choosing them as beneficiary for this project.

Rang-ay Bank officers turned over the cleaning materials and teaching tools to the teachers of Luna National Vocational High School

Rang-ay Bank officers turned over the cleaning materials and teaching tools to the teachers of Luna National Vocational High School

Rang-ay Bank Sta. Cruz (Ilocos Sur) Branch marked its 16th Anniversary by donating a 24-inch flat screen TV to the Senior Citizens Association of Sta Cruz, Ilocos Sur last August 14, 2019. Area Manager for North Branches Rowena Rosales together with Sta Cruz Branch Manager Jane Castillo and Marketing Team turned over the flatscreen TV to the Officers of the association. The team also introduced Rang-ay Bank and discussed its product and services to the senior citizens especially the SSS Pensioners Loan Program and Kiddie Savers for their grandchildren ages 7 to 12 years old. Senior Citizens Association President Maximo Cabalbag expressed his gratitude to Rang-ay Bank in behalf of the association.

Rang-ay Bank Baguio (Benguet) Branch conducted product presentation to Baguio Senior Citizens Association last May 20, 2019 at Imayaho Compound, Baguio City. Area Manager for South Branches Winnie Mingaracal together with Baguio Branch Senior Manager Mila Guanzo and Marketing Officer Florence Joy Licudine introduced Rang-ay Bank and its products and services. The team discussed the SSS Pensioners Loan Program to SSS Pensioners who are currently receiving pension through their savings account with Rang-ay Bank for their medication, hospitalization or emergency needs, family use or for home renovation and other personal use. The bank also offers remittances, bills payment and collection of SSS payments.

Rang-ay Bank officers pose for a group photo with Senior Citizens of Baguio City.

Rang-ay Bank officers pose for a group photo with Senior Citizens of Baguio City.


Rang-ay Bank inaugurated and blessed the expansion of its Head Office at the 4th floor of the Nisce-Querol Building located at #67 Gov. Luna St., Brgy. IV, San Fernando City, La Union last June 22, 2019.

The Bank purchased and renovated the building’s 4th floor to accommodate its ever expanding number of personnel. The new floor is the home of the Information Technology (IT), Security, Admin, Accounting and Compliance  Departments.  New facilities include two (2) conference rooms, a bigger server room, and bigger office spaces for the bank’s Security and other support units. The new conference rooms will also cater to in-house seminars, trainings and other programs to help improve the bank’s operations. 

The blessing started with a Liturgical Mass officiated by Rev. Father Bobby Collado, Parish Priest of St. William’s Cathedral followed by the blessing of the new offices.


Rang-ay Bank Balaoan Branch conducted four (4) separate financial literacy briefings and product presentations in schools in Santol & Balaoan, La Union namely- Balaoan Central School, Bulbulala Elementary School, Guinaburan Elementary School and Corro-oy Elementary School during the month of June 2019.

Area Manager Winnie Mingaracal together with Balaoan Branch Senior Manager Leah Mantilla and HO Marketing Team introduced the bank’s products and services as well as the importance of saving, budgeting, financial planning, the responsible use of credit, banking, entrepreneurship and avoiding scams. Through financial literacy program, the teachers, non-teaching staff, parents and pupils learn the value of money and acquire knowledge and skills on handling their personal resources effectively.

Should your organization want a similar briefing, get in touch with us thru e-mail at or call us at (242) 5661 to 63 or 0917-320-5049. You can also message us on facebook at RANG-AY BANK. For more details about the bank’s products and services, visit our website at


The employee orientation and Anti Money Laundering Act (AMLA) Seminar for the new Rang-ay Bankers was held at Rang-ay Bank Head Office Training Room in San Fernando City, La Union last July 13, 2019.                                        

The event was attended by twenty two (22) new hirees from Head Office and branches. The orientation aims to inculcate to the new bankers the bank’s mission “To hasten progress in the communities of the Ilocos Region and Cordillera through accessible and affordable banking services”. Rang-ay Bank is a home-grown Ilocano bank which seeks to provide equitable growth and development in Region I & CAR by making available banking services and easy access to affordable credit.


          DepEd conducted the 2019 Brigada Eskwela last May 20 to 25, 2019 with the theme "Matatag na Bayan para sa Maunlad na Paaralan”. Education for the youth is one of the advocacies of Rang-ay Bank. An encouraging learning environment is essential to good education. The bank supports schools through direct involvement in DepEd community programs and aims to provide affordable credit to public school teachers.

          Rang-ay Bank supported the 2019 Brigada Eskwela through financial assistance to several schools in La Union (Bangar, Balaoan, Bacnotan and San Fernando City), Ilocos Sur (Candon City, Narvacan and Vigan City) and Abra (San Juan and Bucay) towards the preparation of school facilities in time for the opening of the school year in June.

          The bank conducts product presentation and financial literacy briefing for students, teachers and non-teaching staff of the schools. Get in touch with us thru e-mail at or call us at (242) 5661 to 63 or 0917-320-5049. You can also message us on facebook at For more details about the bank’s products and services, visit our website at


          The Philippines is known to have a long list of festivals. It is a fact that Filipinos enjoy the celebration and have fun together. Festivals in the Philippines are varied and depict the culture and tradition of each of the cities and towns. Rang-ay Bank welcomed the fiesta season by supporting and joining scheduled activities in three (3) different local festivals of different municipalities where the bank is located.

          On April 30, 2019, Dagupan City (Pangasinan) celebrated its Annual Bangus Festival where people grilled hundreds of bangus along the De Venecia Road. Bankers of Dagupan Branch participated in the main highlight of the festival which is the Kalutan ed Dalan (Bangusan Street Party) where the bankers manned a booth and grilled bangus as part of the celebration. The staff also distributed giveaways and flyers to the locals and visitors.

          Officers and staff of Agoo (La Union) branch led by Manager Aldyne Dela Cruz participated in the 15th Dinengdeng Festival by joining the grand civic parade last May 1, 2019. Dinengdeng which is also called "Abraw", is a regional Ilocano dish composed of different vegetables with grilled fish. The staff distributed flyers, newsletters, giveaways and candies to the people who watched the parade.

          Bacnotan (La Union) celebrated its 11th Diro Festival last May 2, 2019. "Diro" is an Ilocano term for honey which symbolizes unity and oneness for the Bacnoteñans. It is also the Bacnotan’s “One Town, One Product” under the program of the DTI. Officers and staff from Head Office and Bacnotan branch joined the float parade and distributed giveaways to the townspeople.


          Three of the twenty-nine branches of the premiere countryside bank in the Ilocos Region and Cordilleras marked their anniversaries by organizing community projects during the 2nd quarter of 2019.

          San Juan (La Union) branch marked its 6th anniversary by participating in Team Surf 2019 held at Urbiztondo beach last May 4, 2019. Seventy five (75) children with special needs participated in the event and were given the chance to experience surfing with the help of volunteers from La Union Surfers Club (LUSC). The team led by San Juan Manager Novelyn Luebben together with HO Marketing Team turned over 5 large garbage drums to help maintain the cleanliness of La Union’s beloved surf area, which is known as the “Surfing Capital of the North". LUSC President, Ian Sagun expressed his appreciation to Rang-ay Bank for being a part of their annual Team Surf.

          Rosario (La Union) branch commemorated its 1st anniversary by giving “Camisa de Chino” to farmers of Barangay Tay-ac, Rosario, La Union last May 16, 2019. The team led by Area Manager Winnie Mingaracal and Bank Consultant Ernesto Casison together with Rosario Branch Manager Marichu Pasag, Agoo Branch Manager Aldyne Dela Cruz and HO Marketing Team introduced Rang-ay Bank and presented the different products and services offered by the bank especially the Small Farmers Loan Program. Farmers Association President Victoriano Petina Jr. expressed his gratitude to Rang-ay Bank in behalf of Tay-ac, Rosario La Union Farmers Association.

          Sta Lucia (Ilocos Sur) branch celebrated its 7th Anniversary by donating monoblock chairs to Senior Citizens Association of Sta Lucia last May 31, 2019. Senior Citizen Presidents and Federation Officers from different Barangays of Sta Lucia attended the event. The team led by Area Manager Rowena Rosales together with Candon Branch Senior Manager Rosemarie Rigos, Sta Lucia Branch Manager Ma. Rubelyn Hadoc and Marketing Team turned over the monoblock chairs and discussed the bank’s products and services especially the SSS Pensioner Loan Program for the senior citizens. Office of the Senior Citizens Association(OSCA) President Jose Marquez expressed his thanks to Rang-ay Bank for choosing them as their beneficiary for this project.