COMMUNITY PROJECTS MARK BRANCH ANNIVERSARIES

Two branches of Rang-ay Bank celebrated their anniversaries by organizing corporate social responsibility projects for their respective communities for March and April 2018.

            Rang-ay Bank Balaoan (La Union) Branch celebrated its 12th Anniversary by donating a water system to Santol Central School last March 26, 2018. Santol Central School is a public elementary school located at the municipality of Santol, La Union.This project aims to provide the teachers and students with proper water facilities which promote cleanliness and orderliness of the school. With the help of the water system, teachers and students will have a healthier life. Principal Arsenio Obejas expressed his appreciation in behalf of the Santol  Central school.

 Turn-over ceremony led by Area Manager Winnie Mingaracal and Balaoan Branch Manager Leah Mantilla with Marketing Officer Florence Joy Licudine.

Turn-over ceremony led by Area Manager Winnie Mingaracal and Balaoan Branch Manager Leah Mantilla with Marketing Officer Florence Joy Licudine.

 Gift Giving led by South Branches Area Manager Winnie Mingaracal, Balaoan Senior Manager Leah Mantilla, Bangar Branch Staff together with Marketing Staff

Gift Giving led by South Branches Area Manager Winnie Mingaracal, Balaoan Senior Manager Leah Mantilla, Bangar Branch Staff together with Marketing Staff

            Rang-ay Bank Balaoan (La Union) Branch celebrated its 12th Anniversary by donating a water system to Santol Central School last March 26, 2018. Santol Central School is a public elementary school located at the municipality of Santol, La Union.This project aims to provide the teachers and students with proper water facilities which promote cleanliness and orderliness of the school. With the help of the water system, teachers and students will have a healthier life. Principal Arsenio Obejas expressed his appreciation in behalf of the Santol  Central school.

 

mSME BUSINESS LOAN PROGRAM

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The micro, small and medium (mSME)  Business Loan program is available to businessmen or would-be entrepreneurs looking for additional working capital or credit line. This quick affordable loan program has very flexible rates to accommodate any business or commercial endeavor from start-up capital to revolving inventory loans to credit lines.

Eligible Borrowers

        • Entrepreneurs, Local businessmen, and corporations operating in Region I or CAR

Purposes of Loan

        • Start-up capital for new business;

        • Additional working capital;

        • Expansion of existing business;

        • Refinancing of existing business loan or;

        • Credit Line

Requirements

        1. Latest Business Permits

        2. SEC and/or DTI Registration

Amount of Loan

        • Php 100,000 to 100 Million     

Term of Loan

        A. Credit Line -one (1) month to twelve (12) months; renewable

         B.Term loan-thirteen (13) months to sixty (60) months;regularly amortized

Collateral (Choice of Borrower)

        • Titled Properties

        • Tax Declarations accepted in selected area

        • Chattel (Motor Vehicles)

RANG-AY BANK PARTICIPATES IN THE FESTIVALS

            Longer days and the promise of warmer weather can only mean one thing: it's festival season in the Philippines. We have festivals for all sorts of things - thanksgiving, crop season, religion, and of course, music. Rang-ay Bank welcomed the summer by supporting and joining local celebrations in the various communities over the Ilocos and Cordilleras.

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            Every Summer, an Agri Trade Fair is held in Rosario, La Union to celebrate the yearly harvests.The celebration is called the  “Linubian Festival” which is named after a local cassava and banana cake. The 11th Linubian Festival last April 17-25, 2018 included a Street Dancing competition which was one of the highlights of the event. It also include the competition for each Barangay where a Kubo, or a small nipa hut is built by the officials on the skating rink before the main event. 

The start of the festival coincided with the formal opening of the Rang-ay Bank Rosario (La Union). The branch sponsored Brgy. Poblacion East’s float and booth. Poblacion East, Rosario La Union is the home address of Rang-ay’s 29th and newest banking office.

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         Bangui, Ilocos Norte celebrated its Annual Amian Festival on April 26, 2018. It is a    thanksgiving celebration for the town's patron saint, St. Lawrence. Bangui is well known because of the Bangui Wind Farm, the first power generating windmill farm in Southeast Asia, which is the town's most popular tourist attraction.

            Rang-ay Bank Bangui and Laoag Branches joined in the celebrations by participating in one of the highlights of the event. Rang-ay Bank opened its 27th branch last December 8,2017 which is it’s 3rd branch in Ilocos Norte.The grand civic parade was participated by local government employees, schools, senior citizens and non-government organizations all over the town.   

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         The strawberry capital of the country aims for community-centered activities for the 37th Strawberry Festival in La Trinidad, Benguet. The two-week celebration was launched on February 26 with the theme "La Trinidad's Strawberries Forever." Close to 20,000 tourists joined this year’s celebration.

            Rang-ay Bankers led by Branch Manager Marlon Flores together with La Trinidad Branch staff and Marketing Staff energetically participated  in the Strawberry festival parade last March 16, 2018. Rang-ay Bank La Trinidad (Benguet) Branch provides full banking services ranging from big businesses and contractors to agri-businesses including strawberry farmers and distributors.

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         The Bangus Festival of Dagupan, Pangasinan is one of the most awaited festivals in the country because of the way it is celebrated. Dagupan City celebrates its Annual Bangus Festival on April 3-May 5, 2018. The main highlight of the festival is the street party where people would grill a total of ten thousand Bangus using one thousand grills along the Fernandez Avenue on the 30th day of April 2018.

                Rang-ay Bank Dagupan (Pangasinan) branch has been in the city serving the people of Dagupan for 23 years. The bank staff grilled the bangus as part of the celebration of the Pangasinan sea food delicacy and our national fish.

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        The Sillag Festival is named after the Ilocano word “sellag” meaning “moonbeam”, alongside other positive subtexts including happiness or enjoyment as one is elated and relaxed from a moonbeam after a hard day’s work. La Union celebrated its 7th Sillag Festival of Lights last April 6-8, 2018 at the Poro Point Freeport Zone, City of San Fernando La Union.

            The event kicked off with exciting activities including Zumba by the Bay followed by Sunset Run for Hope, street dancing and lantern parade competition, airshow and skydiving. Rang-ay Bank continues to support this event by actively participating every year in the Sillag Run for Hope.  

AGRICULTURAL LOAN PROGRAM

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AGRI-PROJECTS

            Agriculture remains the primary economic driver in the Ilocos & Cordillera Region. Rang-ay seeks to work with local officials & private businessmen to catalyze agro-industrial, tourism-anchored, educational and realty-based enterprises that can avail of the bank’s fund and expertise to strengthen the countryside.

            Rang-ay also has access to specialized funds for agricultural, industrial and commercial loans to agri-business borrowers.

AGRI-PROPERTIES

- Rang-ay accepts Agricultural-properties as collateral.

- Properties covered by Tax Declaration may also be accepted as collateral for selected areas and municipalities.

REQUIREMENTS

•Pictures and Details of Project

• Certified True Copy of Title or Tax Declaration

• Latest Real State Tax Receipts

• Details of Collateral

• Deed of Acquisition

• Survey Plan for Titled Properties

• Certification from DENR for Tax Declaration Properties

FIVE BRANCHES COMMEMORATE ANNIVERSARIES

Rang-ay Bank Tagudin Branch 9th Anniversary

            Rang ay Bank, Tagudin (Ilocos Sur) Branch celebrated its 9th anniversary by donating irrigation hoses to Brgy. Borono Farmers Association, Tagudin, Ilocos Sur; headed by their President Efren Ultindo on January 11, 2018.

            The activity was led by Area Manager - North Branches Rowena Rosales, Candon Senior Branch Manager Jennelyn Ancheta and Branch Manager Janice Peralta. Rang-ay Bank supports local farmers by not only providing unsecured agricultural loans but also by supporting communitydevopment.


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Rang-ay Bank La Trinidad Branch 11th Anniversary

            Rang-ay Bank, La Trinidad (Benguet) Branch celebrated its 11th Anniversary by conducting an outreach program to the orphans at the Reception and Study Center located at Puguis, La Trinidad Benguet last January 8, 2018. The center is headed by Ms. Nelly Mason.

            The project sought to address some of the basic needs of the children such as diapers, blankets, tissue paper and milk. The project aims to materialize the bank’s Corporate Social Responsibilty not only to clients but to the less fortunate in the community. Representing the bank were Area Manager South Branches Winnie Mingaracal, Baguio Sr. Branch Manager Milagros Aida Guanzo and La Trinidad Branch Manager Marlon Flores.


Rang-ay Bank Dagupan Branch 23rd Anniversary

             Rang-ay Bank - Dagupan Branch celebrated its 23rd Anniversary by conducting an outreach program for the children at DSWD-Haven Regional Center located at Bonuan Binloc, Dagupan City, Pangasinan. The center is home of abused children from the city. Managing the home are Ms. Rosemarie V. Rosales, Center Head and Mr. Nelson Nisperos, Man Power Development Officer I.

             A short program was held for the children led by Area Manager - South Branches Winnie Mingaracal and Joey B. Dingle, Sr. Branch Manager. The children were all given hygiene kits.

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Rang-ay Bank Agoo Branch 18th Anniversary

             Rang-ay Bank Agoo (La Union) Branch celebrated its 18th Anniversary last January 16, 2018. The branch donated instructional materials to Special Education (SPED) Department of Rosario Integrated School headed by Ms.Leticia Aprecio, Principal. SPED is the practice of educating students with special educational needs in a way that addresses their individual differences and needs.

             On hand for the bank donation were Area Manager Winnie Mingaracal, Agoo Branch Manager Lorie G. Estoque, Rosario Branch Manager Marichu A. Pasag and staff.


Rang-ay Bank San Juan Branch 5th Anniversary

             Rang-ay Bank - San Juan Branch, the 25th branch among the 28 branches of the biggest Rural Bank in the IIocos Region, celebrated its 5th Anniversary last January 16, 2018.

             The event was marked with a thanksgiving mass, followed by the donation of Monoblock chairs to the St. John, the Baptist Parish headed by Rev. Fr. Mario Valdez. The activity was spearheaded by San Juan Branch Manager Novelyn Luebben.

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